Having a positive credit score is a foundational element for financial success and traditional debit cards do not contribute to your credit score in any way. We built Step Smart Pay so you never pay interest or fees of any kind and you cannot spend more than what you have in your account.Įach time you use your Step Card, it reflects positively on your credit history and helps build up your credit. The Works application is a Web-based, user-friendly electronic card payment management service that automates, streamlines, and integrates existing payment. Merchants and payment processors are assigned an MCC based on their typical products and services. Your deposits are secured to make sure whatever you spend in the future is always paid in full. How the Discover it Secured credit card works for you. When you make a deposit into your Step account, you then have the ability to spend up to that amount with your Step Card. When we first started out in the merchant services industry, it was to do more than provide businesses with fast and affordable ways to process credit card. A breakdown of your balance and the interest rates which. In addition, you get the credit building benefits of a traditional credit card without the concerns of ever paying unnecessary interest. A list of transactions since the previous statement Your minimum payment amount and the date its due. providers of outsourced support services for credit cards and installment loans in North America. Before you jump on an offer and submit an application, its important to know just how a 0 APR credit card works so you can use it to your advantage. You get the security and peace of mind to only spend what you have deposited in your Step account. See what employees say its like to work at CardWorks.

The Step Card lets you spend without the worry of ever overdrafting or overspending. The Step Card, powered by Visa, is a new type of secured spending card that has a few extra features over traditional bank cards. To accomplish our mission, the financial products we create are designed to make sure you are best prepared by banking with Step. The card works like other prepaid or debit cards.

Our mission is to improve the financial future of the next generation. Your payment will be electronically deposited using the same safe and dependable method as direct. Step is a mobile banking app built for teens and young adults who are just starting their financial journey.

Cardworks credit card processing